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Using Commercial Card Processing
PCCharge has the ability to process transactions involving commercial cards. Commercial
cards are processed in almost the same way as normal credit cards. Using PCCharge and
a processing company that is certified for commercial card processing with PCCharge, the
user can specify that a portion of the total amount be recorded as the tax amount. The user
can also include a customer code with the transaction information sent to the credit card
processing company.
Note: The tax amount you enter will not be added to the transaction amount you enter.
Rather, the tax amount specified is merely recorded as being that part of the total amount.
Example: You enter an Amount $: of 1.00 and a Tax $: of .05. Only $1.00 is charged to
that card. The $.05 is merely recorded as being the tax portion of the total amount.
To check to make sure that your credit card processing company can process commercial
cards, access that company's Extended Data Fields (consult your on-disk Appendices).
PCCharge automatically recognizes commercial cards, so no special steps need to be
taken to process commercial cards except for inputting the customer code and tax amount
at the time of the sale.
PCCharge recognizes commercial cards by checking the credit card number entered
against the commercial card BIN ranges programmed into the software. Previous versions
of PCCharge allowed users to edit the BIN ranges as needed, but we have since decided
to "hard code" the latest BIN tables into PCCharge. This will help prevent outdated BIN
ranges from interfering with your efforts to process commercial cards.
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